Do I pay anything up front to use Partial.ly? June 17, 2020 14:41 Updated An initial down payment of 30% is required, and there is a 5% non-refundable set-up fee per transaction. Related articles Which items are eligible for the payment plan? Does the payment plan have any limitations I should know about? When am I charged for periodic payments? What if I prefer to pay all at once? Do you charge interest on Payment Plan purchases?